At First Step Fertility, we’re committed to helping you realise your dream of starting or expanding your family. We understand there’s a lot to think about as you start this journey. Our bulk-billed IVF model is specifically designed to ensure that financial concerns don’t stand in the way of your family goals.
When it comes to bulk-billing, there might be a number of questions on your mind.
- Am I eligible for low-cost treatment under Medicare?
- Will there be any extra costs that I have to pay out-of-pocket?
- What kinds of services are included?
Am I Eligible for Bulk-Billed IVF Under Medicare?
When considering IVF, understanding your eligibility for bulk-billed services under Medicare can significantly affect your decision-making process. Here’s what you need to know about qualifying for bulk-billed IVF at First Step Fertility.
What is Bulk-Billed IVF?
Bulk-billed IVF is designed to make fertility treatments more accessible by reducing out-of-pocket expenses for eligible patients. This initiative allows patients to receive necessary fertility treatments without the financial strain typically associated with IVF procedures. Services covered include initial consultations, standard laboratory tests, and the IVF procedure itself.
Eligibility Criteria for Bulk-Billed IVF Under Medicare
Does Medicare cover IVF? Yes, but there are specific eligibility requirements, including a valid Medicare card and meeting medical criteria, to access bulk-billed IVF services.
These key requirements include:
- Medicare Card Holder: An Australian Medicare card is required to access bulk billing. If you don’t have a Medicare card, we can still help you. Please get in touch with us for pricing details.
- Age Requirement: Women seeking IVF treatment must be 45 years of age or younger at the time of the egg collection.
- Body Mass Index (BMI): At First Step Fertility, we require patients to have a Body Mass Index (BMI) within a certain range to ensure the best possible outcomes during treatment. This criterion is part of our commitment to providing safe and effective fertility service.
- Medical Suitability: Eligibility includes a thorough medical evaluation to confirm that IVF is a suitable treatment based on the individual’s health and fertility history. This often includes a diagnosis of infertility.
- Referral from a GP: You will need a current referral from a General Practitioner (GP) for both partners to begin treatment. However, you do not need any referrals for your initial free assessment.
Take the guesswork out of it and simply request for a free fertility consultation with one of First Step Fertility locations. You can book your consultation online directly with one of our locations.
If you don’t have Medicare coverage, we can still assist you. The best way to start is by speaking with our team—call us or contact us here to explore your options.
What Are the Out-of-Pocket Costs Associated with Bulk-Billed IVF?
While bulk-billed IVF at First Step Fertility covers many essential costs, there are certain aspects of your treatment that may require out-of-pocket payments. Understanding these expenses can help you plan better financially.
1. Medications:
Medications required for IVF, such as fertility hormones, are typically not covered by Medicare. These essential medications vary in cost, depending on your specific treatment plan.
2. Advanced Diagnostic Testing
While basic diagnostic tests might be covered, more specialised procedures like advanced genetic testing usually incur additional costs and are not included in bulk-billed services.
3. Procedures Needing Anaesthesia
Procedures such as egg retrieval often require anaesthesia. Please note that anaesthesia costs are not covered under the bulk-billed agreement and will be charged separately.
4. Storage Fees
At First Step Fertility, we offer complimentary storage for extra frozen embryos for the first six months, providing flexibility and reducing initial costs. While long-term storage fees are not covered under bulk-billing, this benefit supports your future family planning needs.
5. Multiple Cycles
In some cases, bulk-billed IVF may cover multiple cycles, if patients meet specific eligibility criteria set by the clinics and Medicare. It’s important to verify what is included in your coverage.
Acknowledging that some costs are not covered by Medicare, First Step Fertility helps manage these expenses through simple, interest-free payment plan options. This support helps cover any out-of-pocket fees that may arise, making the financial aspect of your IVF treatment more manageable.
To get a more precise breakdown of potential out-of-pocket expenses and how they apply to your treatment plan, we recommend scheduling a consultation with one of our fertility clinics. They can provide personalised information and help you understand all the financial aspects of your IVF journey.
What Services Are Included in Bulk-Billed IVF?
At First Step Fertility, our commitment to making IVF treatment accessible and affordable is reflected in our extensive bulk-billing policy. Here’s a detailed overview of the main services included in our bulk-billed IVF, highlighting how this benefits you financially:
Core IVF and ICSI Treatments
We offer two principal types of treatment: In Vitro Fertilisation (IVF) and Intracytoplasmic Sperm Injection (ICSI). These procedures are carried out in our world-class laboratories, where we aim to bulk-bill as much as possible under Medicare, helping you save substantially compared to full-price clinics.
Fully-Stimulated IVF Cycle
To optimise the effectiveness of your treatment, we provide a fully-stimulated IVF cycle. This approach is designed to maximise the number of embryos produced and minimise the number of egg retrieval procedures you might need. The majority of costs for this type of cycle are covered by Medicare, providing significant savings. Unlike other clinics that might require more frequent treatments, our method is aimed at reducing both the physical and financial stress on our patients, enhancing both comfort and affordability. Learn more about how our fully-stimulated IVF cycle sets us apart here.
·Embryo Storage
Recognising the potential need for future cycles, we offer complimentary storage for extra frozen embryos for the first six months. This not only offers a cost-effective solution but also gives you more flexibility in planning your family’s future without immediate financial strain.
Does Bulk-Billed IVF Eligibility Differ Between Clinics?
First Step Fertility operates clinics across Australia, providing high-quality, compassionate IVF care tailored to local community needs. While specialised services may vary slightly by location, all clinics adhere to strict quality standards, ensuring access to comprehensive bulk-billed IVF treatments. Wherever you are, our goal is to deliver consistent, effective support on your fertility journey.
If you’re considering IVF, start with a free fertility consultation at First Step Fertility. This initial meeting will help you understand your eligibility and outline the process, tailored to your specific needs. Book your free consultation today and take the first step towards growing your family. Schedule your free consultation here.
Frequently Asked Questions
Is egg freezing covered by Medicare?
Medicare provides rebates for egg freezing only when medically necessary, such as for preserving fertility before cancer treatment. Personal reasons aren’t covered. However, egg storage, the long-term preservation of frozen eggs, is not covered by Medicare and typically involves out-of-pocket costs. At First Step Fertility, we support our clients by offering complimentary egg storage for the first six months, helping reduce initial expenses and providing added flexibility.
Does bulk-billed IVF cover the entire IVF cycle?
Bulk-billed IVF at First Step Fertility covers most of the IVF cycle under Medicare, including consultations and standard procedures. However, some out-of-pocket costs, like medications and day surgery fees, may apply. For a detailed breakdown, please refer to our IVF Treatment Costs page.
